Barriers to Home Ownership for Members of the Armed Forces Study; Report

In accordance with the FY2023 National Defense Authorization Act (NDAA), the Department of Defense seeks to enter into an agreement with The Urban Institute to conduct a study on the unique barriers to homeownership for members of the Armed Forces. The findings from this project should help sharpen policy and programmatic decisions related to homeownership for members of the Armed Forces, as well as inform key insights and recommendations to fulfill gaps where the existing data is insufficient.

This project will focus on the following elements explicitly outlined in the FY2023 NDAA statute:

1. Potential barriers to home ownership, including down payments, concerns about home maintenance, and challenges in selling a home.

2. The percentage of members who use the basic allowance for housing to pay for a mortgage, disaggregated by Armed Force, rank, and military housing area.

3. Any identified differences in homeownership rates among members correlated with income, race, or gender.

4. What percentage of members own a home before separating from the Armed Forces.

Miscellaneous

• Other